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Late Model Rental Car Insurance

Guided Car Tours, Self Drive, or Rental

No insurance waiver included

Insurance Terms and Conditions:

We are a Partner with the best Rental Companies in the world, at no extra cost to you.  You get the Ride Free personal service and Package, and our Rental Partners for the price of one.

Most rental companies maintain a 3 million dollar  liability insurance coverage at all locations. All insurance, coverage and waivers are subject to the express terms and conditions of the rental contract and do not include coverage for injury, personal property, or damage as the result of negligence such as illegal use or use of rental while under the influence of drugs or alcohol. Clients are required to contact the rental company pick-up station and file a Police Report within 48 hours of any damage or accident. Any damages to rented car without a police report is considered Renter’s fault.

INSURANCE

Rental Car Company offers the following optional Protection Products for purchase in the United States:

Damage Waiver:

DAMAGE WAIVER (DW) is offered at the time of rental for an additional daily charge. If the renter accepts DW, Rental Car Company waives or reduces the renter’s responsibility for loss of, or damage to, the rental vehicle (including but not limited to towing, storage, loss of use, administrative fees and/or diminishment of value) subject to the terms and conditions of the rental agreement and applicable laws.

DW is not insurance. The purchase of DW is optional and not required to rent a car. The protection provided by DW may duplicate the renter’s existing coverage. Rental Car Company is not qualified to evaluated the adequacy of the renter’s existing coverage; therefore the renter should examine his or her credit card protections, automobile insurance policies or other sources of coverage that may duplicate the protection provided by DW.

The cost of Damage Waiver varies by location and vehicle type. The daily cost is between $8.99 and $29.99 per day, and more on exotics. Though on Exotics, the renter must provide proof of their own rental coverage.

Personal Accident Insurance / Personal Effects Coverage (PAI):

Personal Accident Insurance (PAI) available at all Rental Car Locations.

PERSONAL ACCIDENT INSURANCE / PERSONAL EFFECTS COVERAGE (PAI/PEC) is offered at the time of rental for an additional daily charge. If accepted the PAI contained in the policy provides renter and renter’s passengers with accidental death, accident medical expenses and ambulance expense benefits. The PEC contained in the policy insures the personal effects of the renter, additional drivers, or nay members of the renter’s immediate family who permanently resides in the renter’s household and who is traveling with the renter against risks of loss or damage. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.

Supplemental Liability Protection (SLP)

SUPPLEMENTAL LIABILITY PROTECTION (SLP) is offered at the time of rental for an additional daily charge. If accepted, SLP provides the renter and authorized drivers with up to $1,000,000 combined single limit for third party liability claims.

If the renter accepts SLP, Car Rental Company provides third party liability protection up to the applicable minimum financial responsibility limit and Empire Fire and Marine Insurance Company provides excess third party liability insurance coverage from the applicable minimum financial responsibility limit to $1,000,000. This is a summary only.

SLP is subject to the terms, conditions, provisions, limitations and exclusions in the supplemental rental liability insurance excess policy underwritten by Empire Fire and Marine Insurance Company or Empire Indemnity Insurance Company depending on location. The purchase of SLP is optional and not required to rent a car. The coverage provided by SLP may duplicate the renter’s existing coverage.

Rental Company is not qualified to evaluate the adequacy of the renter’s existing coverage; therefore the renter should examine his or her personal insurance policies or other sources of coverage that may duplicate the coverage provided by SLP.

Insurance can vary in price and coverage from location to location, and might need to be custom quoted for your particular trip.

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Sturgis Tour

"The Greatest Trip of my life!"

Hello Wil and Erin. Just a short note to thank you for the ‘BEST VACATION EVER’. Both Brian and Andy were exceptionally professional and it is fair to say that that trip would not have been as good without the professional and friendly banter between the group and the guides. They were well able to cater for the differences in the group and this aided the holiday. The locations, lodgings and roads traveled matched and, sometimes, exceeded our expectations. On at least two occasions the accommodations were part of our dreams. ( Log cabin on a lake ) Read More

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